So you’ve stumbled across a bonkers flight deal, but payday hasn’t arrived.
Once upon a time, you’d have had to walk away from the travel sale of the century, but today your dream holiday has never been so accessible, with an explosion of buy now pay later travel schemes on the market.
The AfterPay holiday is on the rise, allowing wannabe travellers to take advantage of flash sales, and pay back the cost to an agreed deadline, with no interest.
Chelsea Tolmie hasn’t gone on a holiday in 10 years, but is now able to thanks to AfterPay.
“We pay just under $75 a week and it totals to just over $2000 I think it is,” she told A Current Affair.
“Without having to pay that big lump sum at the very start we could fit it in to our budget and still work in savings as well,” Ms Tolmie added.
Angus Kidman from Finder.com warns while the payment plan seems attractive you could actually end up paying more.
“You’re not necessarily getting the best price. I had a look at some of the current holidays on offer and they’re decent prices but you can probably do cheaper if you shopped around a bit,” he advises.
The are a range of different websites that let you book flights and travel packages at zero upfront cost, or for a small fee/deposit.
Now Afterpay has finally jumped on the travel services bandwagon, partnering up with Layaway Travel to create the branch “Play”,which provides holidays paid off by the consumer before they travel — in weekly or fortnightly instalments.
A Current Affair looked at how Play compares to the other schemes on the market, identifying the traps and hidden fees to watch out for.
Watch the video above to find out the verdict on which scheme offers the best deals.